Making High-Quality Dental Care Accessible with Dental Insurance and Financing
As part of our commitment to accessible dental care, we offer high-quality services at competitive prices. To make your treatment even more affordable, we accept dental insurance and provide flexible financing options. Visit Blue Back Dental in West Hartford and Avon, Connecticut, for trusted and affordable dental care.
Do you accept dental insurance?
We are committed to helping you receive the dental care you deserve. We accept dental insurance from several providers and are constantly working to include as many plans as possible. If you have questions about your coverage, call us—we will gladly assist you.
We understand navigating dental insurance can be challenging. Our experienced team will guide you when filling out paperwork for your claims. The objective is to ensure you maximize your benefits and minimize out-of-pocket costs.
How does dental insurance work?
Our commitment to continuous education ensures our patients are well-informed before making decisions for their smiles. So, how does dental insurance work? Here are some terms you need to know to improve your understanding of dental insurance.
- Deductible: It’s the out-of-pocket expenses the insurance expects you to pay before your insurance kicks in.
- Maximum coverage: It’s the maximum dollar amount your dental insurance plan will pay for covered services within the year. Once you reach this limit, any additional dental costs become out-of-pocket expenses.
- Expired benefits: Ever heard of “if you don’t use it, you lose it?” Unused dental insurance benefits do not roll over to the next year—they expire at the end of the benefit period. That’s why we help you maximize your benefits to ensure you get the care you need without leaving money on the table.
Perhaps you have PPO (Preferred Provider Organization) or HMO (Health Maintenance Organization) insurance and don’t exactly know what they mean. PPO offers more flexibility—you can see any dentist, whether in-network or out-of-network. Patients with HMO insurance access dental care through a network of contracted dentists. Typically, you need a referral for specialists.
Does dental insurance cover all my costs?
Most dental insurance providers use the 100-80-50 coverage structure. They typically cover 100% of preventive care, such as cleanings and check-ups, and 80% of essential treatments, like dental fillings. Extensive, medically necessary treatments like crowns and root canals enjoy 50% coverage.
Remember that this is only a general guide—contact your insurance provider for details on your specific coverage.
What is dental financing?
We understand not everyone has insurance. Even then, your dental insurance can run out, and insurance doesn’t cover treatments like smile makeovers. Dental financing allows you to manage treatment costs into small, more manageable installments.
We offer third-party financing with CareCredit, which offers several benefits.
- Simple application
- Quick approval and funds can be used immediately
- Low-interest (sometimes zero-interest) installments
- No upfront costs
- The application doesn’t affect your credit rating
- It can be used in over 270,000 locations
- Available credit can be used on other family members, including your pet
- Covers non-dental treatment costs
Affordable Dental Care Made Easy!
Blue Back Dental believes quality dental care should be accessible to everyone. We accept most insurance plans and offer flexible financing options to fit your budget. Don't let cost stand in the way of a healthy smile—call Avon (860) 406-5900 or West Hartford (860) 530-4900 and schedule your appointment today!
